Conforming Loan Programs Conforming rates for loans under $417,000.
Program
Rates
Points
APR
30 yr fixed conforming
3.750
1.000
3.877
4.125
0.000
4.171
15 yr fixed conforming
3.500
1.000
3.727
3.750
0.000
3.830
3/1 ARM
3.125
1.000
3.322
3.500
0.000
3.325
30/5 yr fixed or 5/1 ARM
3.375
1.000
3.398
3.625
0.000
3.405
30/7 yr fixed or 7/1 ARM
3.750
1.000
3.496
4.125
0.000
3.592
10/1 ARM
4.250
1.000
3.823
4.375
0.000
3.817
1 month MTA/COFI
3.400
1.000
3.423
Jumbo Loan
Programs Jumbo rates for loans over $417,000.
Program
Rates
Points
APR
30 yr fixed jumbo
5.000
1.000
5.113
5.250
0.000
5.274
15 yr fixed jumbo
4.750
1.000
4.943
5.000
0.000
5.041
3/1 jumbo ARM
4.250
1.000
3.356
4.875
0.000
3.416
5/1 jumbo ARM
4.800
1.000
3.728
5.250
0.000
3.810
7/1 jumbo ARM
5.250
1.000
4.174
5.500
0.000
4.212
10/1 jumbo ARM
4.875
1.000
4.111
5.375
0.000
4.354
5 yr MTA/COFI
5.500
0.000
3.485
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
